1. Introduction
Welcome to Swift Earns. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our app and services.
2. Information We Collect
We collect personal information that you provide to us directly, such as your name, email address, and payment details when you create an account or purchase services. We may also collect non-personal data such as device type and usage statistics to improve your experience.
- Account data: name, email, profile details.
- Transaction data: payment method tokens, amounts, currency (processed by Stripe).
- Technical data: device, OS, approximate location, and logs.
3. How We Use Your Information
- To provide and maintain our services.
- To process payments securely through Stripe.
- To communicate with you about your account or transactions.
- To improve our app, user experience, and service offerings.
- To comply with legal obligations (e.g., tax, bookkeeping, fraud prevention).
4. Payments and Service Delivery
All payments made through the Swift Earns app are processed securely using Stripe. Services offered through the app, such as web design and programming, are delivered either in person or remotely outside of the app environment. Swift Earns does not deliver or fulfill digital services within the app itself.
5. Data Security
We implement reasonable technical and organizational measures including encryption in transit (TLS), access controls, least-privilege permissions, and activity logging. However, no online platform can guarantee absolute security, and you share your information at your own risk.
6. Third-Party Services
We may use third-party tools and integrations, such as Stripe, hosting, analytics, and error logging. These third parties have their own privacy policies, and we encourage you to review them.
7. Your Privacy Rights
You have the right to access, correct, or delete your personal information. In certain regions, you may have additional rights such as portability, restriction, objection, and the right to opt-out of sale/sharing or targeted advertising. Submit a request at [email protected]. We may request information to verify your identity and generally respond within 30–45 days where applicable.
9. Data Retention
We retain personal data only as long as necessary for the purposes described, including legal, accounting, or reporting requirements. Typical retention: account data for the life of the account + 2 years; transaction records for up to 7 years for tax compliance. Backups may persist for a limited time before deletion.
10. International Transfers
Where data is transferred outside your region (e.g., EEA/UK), we implement appropriate safeguards such as the EU Standard Contractual Clauses and the UK Addendum, as applicable. Copies are available upon request.
11. Children’s Privacy
Our services are not directed to children under 13 (or as defined by local law). We do not knowingly collect such data. If you believe a child provided personal data, contact us for deletion.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. If changes are material, we may provide additional notice (e.g., in-app notice or email).
13. Processors and Subprocessors
Core providers may include: Stripe (payments), hosting providers, analytics, logging, and error monitoring vendors. We require appropriate data protection commitments from our processors. Contact us for the current list of subprocessors.
14. Contact Us
If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:
Swift Earns Support
Email: [email protected]